Terms of Service

1. Acceptance of Terms

These Terms of Service ("Terms") are a binding agreement between you and Trendsetter Labs ("we", "us", "our") governing your access to and use of the Trendsetter AI website, applications, APIs, and related services (collectively, the "Service"). By creating an account, accessing, or using the Service you agree to these Terms and our Privacy Policy. If you do not agree, do not use the Service.

2. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) and legally able to enter contracts. By using the Service you represent that you meet these requirements and that all information you provide is accurate. The Service is not directed at residents of jurisdictions where its use would be unlawful.

3. Educational Use Only — Not Financial Advice

Trendsetter AI is an educational, research, and analytical tool. Nothing on the Service constitutes financial, investment, tax, accounting, or legal advice, an offer or solicitation to buy or sell any security, derivative, currency, or other financial instrument, or a recommendation of any specific trading strategy.

All AI-generated output (including but not limited to chart analyses, "entries", "stops", "targets", lessons, trade evaluations, chat responses, market commentary, sentiment, news summaries, and economic calendar interpretations) is for informational and educational purposes only. You are solely responsible for evaluating the merits and risks of any decision and for any actions you take in your brokerage or exchange account.

Trading and investing involve substantial risk of loss, including loss of principal. Past performance is not indicative of future results. You should consult a licensed financial professional before making any investment decision.

4. AI Output & Accuracy Disclaimer

The Service uses third-party large language models and vision models. AI output may be incomplete, biased, out of date, factually wrong, or "hallucinated". Charts may be misread. Prices, indicators, levels, and news items may be inaccurate or delayed. You must independently verify every output before acting on it. We make no warranty that the Service or any output will be accurate, reliable, error-free, complete, or available without interruption.

5. Accounts & Security

You are responsible for safeguarding your login credentials and for all activity that occurs under your account. Notify us immediately at support@trendsetterlabs.com of any unauthorized access. Account sharing is prohibited. We may suspend or terminate accounts that violate these Terms or pose a security or fraud risk.

6. Subscriptions, Credits & Billing

The Service offers a free account with trial credits and paid subscription plans billed monthly in U.S. dollars through Stripe, Inc. By subscribing you authorize us (and Stripe) to charge your selected payment method on a recurring basis until you cancel. Prices, plan inclusions, and credit allowances are displayed on the pricing page and may change with notice.

Credits: Each plan grants a monthly credit allowance. Credits are consumed by AI actions (chart analysis, lessons, voice, trade evaluation, etc.). Unused credits may roll over for one month and otherwise expire. Credits have no cash value and are not refundable or transferable.

Cancellation & Refunds: You may cancel at any time from Settings or by emailing support. Cancellation takes effect at the end of the current billing period; you retain access until then. We do not offer refunds or credits for partial billing periods, unused credits, or unused time. Where required by law, statutory refund rights are preserved.

Failed Payments: If a payment fails, we may suspend access and retry the charge. Repeated failures may result in cancellation.

Taxes: Stated prices are exclusive of taxes. You are responsible for any applicable VAT, sales tax, or similar charges.

7. Affiliate Program

If you participate in the affiliate program, you agree to the additional terms displayed in your affiliate dashboard, including commission rates, payout minimums, attribution windows, and prohibited promotion methods (no spam, no misleading claims, no self-referrals, no incentivized fraud). We may withhold or reverse commissions tied to fraudulent, refunded, or chargeback transactions. Payouts are processed through Stripe Connect, subject to Stripe's terms.

8. Acceptable Use

You agree not to: (a) reverse engineer, decompile, scrape, or copy the Service or its output at scale; (b) use the Service to provide regulated financial advice to third parties or to operate a competing trading-signal service; (c) upload unlawful, infringing, or malicious content; (d) attempt to bypass rate limits, authentication, billing, or credit systems; (e) use the Service to generate content that violates applicable law; (f) share your account; (g) abuse, harass, or threaten our staff or other users; or (h) interfere with the Service's operation.

9. User Content & License

You retain ownership of charts, screenshots, prompts, trade journals, and other content you upload ("User Content"). You grant us a worldwide, non-exclusive, royalty-free license to host, process, transmit, and display User Content solely to operate and improve the Service for you. We do not sell your User Content and we do not use it to train third-party AI models. You represent that you have all rights necessary to submit your User Content.

10. Intellectual Property

The Service, including software, design, text, lessons, branding, and the "Trendsetter AI" name and logo, is owned by Trendsetter Labs or its licensors and is protected by copyright, trademark, and other laws. We grant you a limited, revocable, non-transferable, non-exclusive license to use the Service for your personal, lawful trading and educational use.

11. Third-Party Services

The Service integrates third-party providers including Stripe (payments), Supabase (hosting/auth/storage), OpenAI, Google, and Anthropic (AI models), TradingView (chart data), and analytics/error-tracking providers. Your use of those features is also subject to those providers' terms. We are not responsible for third-party services.

12. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, OR UNINTERRUPTED OPERATION. WE DO NOT WARRANT THAT TRADING USING THE SERVICE WILL BE PROFITABLE.

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL TRENDSETTER LABS, ITS OFFICERS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, LOST DATA, LOST TRADING OPPORTUNITIES, OR TRADING LOSSES, ARISING OUT OF OR RELATED TO THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY. OUR TOTAL LIABILITY FOR ALL CLAIMS RELATED TO THE SERVICE IN ANY 12-MONTH PERIOD WILL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU PAID US IN THAT PERIOD OR (B) USD $100.

14. Indemnification

You agree to defend, indemnify, and hold harmless Trendsetter Labs from any claims, damages, liabilities, and expenses (including reasonable attorneys' fees) arising from your use of the Service, your User Content, your trading activity, or your breach of these Terms.

15. Termination

You may close your account at any time from Settings. We may suspend or terminate your access immediately for breach of these Terms, suspected fraud, abuse, or risk to the Service or other users. Sections that by their nature should survive termination (including Disclaimers, Limitation of Liability, Indemnification, and Governing Law) will survive.

16. Governing Law & Disputes

These Terms are governed by the laws of the State of Delaware, USA, without regard to its conflict-of-laws rules. Any dispute will be brought exclusively in the state or federal courts located in Delaware, and you consent to personal jurisdiction there. You and Trendsetter Labs waive any right to a jury trial and to participate in a class action, to the extent permitted by law.

17. Changes to Terms

We may update these Terms from time to time. Material changes will be announced in-product and/or by email. Your continued use of the Service after changes take effect constitutes acceptance.

18. Contact

Questions about these Terms: support@trendsetterlabs.com